You should not spend more money than you get in. At least that is the idea if you intend to have a financially healthy life. This is something that governments around the world fail to recognize. Or to implement.
The problem is that budget cuts are unpopular decisions. Budget cuts are just all that is needed. I have a perfect example from Eindhoven.
If you have cancer and the medical world has no way to cure your disease and you die there is an organization in Eindhoven that will help to your new job. This organization is called WijEindhoven.